Working multiple jobs in Ireland? You're likely owed a tax refund. When you have more than one employer, tax credits are often split incorrectly, leading to overpayments. Add in potential emergency tax when starting each job, and the amounts add up fast.
Our specialists help people with multiple jobs claim back thousands in overpaid tax. The average refund is €1,080—here's why multiple jobs often mean bigger refunds.
📊 Multiple Jobs Tax Facts
- Credit splitting: Often done incorrectly
- Emergency tax: Common at each new job
- Rate band issues: Higher rate applied incorrectly
- Refund potential: €500 – €4,000+
Why Multiple Jobs Lead to Overpaid Tax
When you work multiple jobs, several tax complications can occur:
Tax Credit Splitting
Your annual tax credits (€4,000+ for most people) should be split between your employers. If this isn't done correctly—or if one employer doesn't apply any credits—you'll overpay tax at one or both jobs.
Rate Band Issues
Your standard rate band (the income taxed at 20% instead of 40%) also needs to be allocated between jobs. Poor allocation means you might pay 40% at one job when you should be paying 20%.
Emergency Tax at Each Job
Starting a new job without proper setup triggers emergency tax. If you've started multiple jobs over the past four years, each period of emergency tax creates overpayment.
💡 Real Example
Rachel works full-time during the week and has a weekend retail job. Her credits were never properly split—the weekend job was taxing everything at 40%. When we reviewed her tax, she'd overpaid €2,340 over three years. Combined with unclaimed rent credit, her total refund was €5,340.
Common Multiple Job Scenarios
Signs You've Overpaid
Check for these warning signs:
- One job shows very low or no tax credits on payslip
- "Week 1" or "EMERG" on any payslip
- Second job takes more tax than you'd expect
- You've never reviewed credit allocation between jobs
How We Help
Our specialists are experts at multiple-job tax situations:
- Complete review: All jobs across four years
- Credit analysis: Identify allocation issues
- Emergency tax recovery: From all job starts
- Other reliefs: Rent credit, medical, work expenses
Learn more about how our service works.
Additional Reliefs You Might Be Missing
Beyond correcting credit allocation, you may qualify for:
- Rent tax credit – up to €1,000/year
- Medical expenses – 20% relief
- Flat rate expenses – for either job if applicable
- Working from home – if either job is remote
Work Multiple Jobs?
Our experts will review all your jobs and find every refund you're owed.
Start Your Free Review →No refund, no fee • Average refund €1,080 • TAIN: 77632V
Frequently Asked Questions
Should I allocate credits equally between jobs?
Not necessarily. The optimal allocation depends on the income from each job. Our specialists calculate the best arrangement to minimise tax overall.
Will my employers know about each other?
No—tax credit allocation is between you and Revenue. Your employers don't see information about your other jobs.
Can I claim back tax from years when I had multiple jobs?
Yes, for up to four years. If your credits were incorrectly allocated at any point since 2021, we can claim back the overpayment.