Irish Tax Calculator
Work out Irish take-home pay from your salary, or estimate a PAYE refund. Uses PAYE, USC and PRSI for the year you pick (2022–2026).
Your salary
Optional. Reduces income tax only. USC and PRSI stay on gross pay.
2026 rates: 20% up to €44,000, then 40%. PAYE credit €2,000. Employee PRSI 4.2%. From 1 October 2026 the employee rate is 4.35%; this estimate uses 4.2% for the year.
2026 estimate
€37,027
Net pay for the year
Monthly: €3,086
Weekly: €712
Gross: €45,000
Income tax: €5,200
USC: €883
PRSI: €1,890
Effective rate 17.7%. Estimate only.
You can stop here if you only wanted the number.
2026 tax bands
Single: 20% on the first €44,000
Single parent: 20% on the first €48,000
Married (one income): 20% on the first €53,000
Balance: 40%
2026 credits
Personal (single): €2,000
Employee (PAYE): €2,000
Single parent: €1,900
Rent: €1,000 / €2,000
Take-home uses PAYE, USC and PRSI for the year you select. Refunds only add extras that payroll often misses. No refund, no fee if you continue with a claim.
Irish tax calculator FAQs
How do you calculate Irish take-home pay?
We apply Irish PAYE, USC and PRSI for the tax year you pick (2022–2026). Income tax uses that year's standard-rate band and personal plus PAYE credits. USC and PRSI use that year's bands and rates. Pension contributions reduce income tax, not USC or PRSI.
Can I choose different tax years?
Yes. The calculator covers 2022, 2023, 2024, 2025 and 2026. Take-home uses that year's rates. A PAYE refund estimate is for the year you select only.
What does the PAYE refund estimate include?
It only adds extras payroll often misses, such as flat-rate expenses, the rent tax credit, medical expenses at 20%, working-from-home relief, and emergency tax. It is one year and an estimate. Revenue confirms the amount.
Is this the same as my payslip?
It is an estimate for a PAYE employee. It does not include every item on a Tax Credit Certificate, such as benefit-in-kind or a second job.
What happens if I start a claim?
Your calculator answers are carried into the application. We still review the last four completed tax years. No refund, no fee.